Free online calculator · India

SIP Calculator

Estimate future value of regular monthly contributions using an assumed annual return and period.

What this calculator does

Model the possible future value of regular contributions. A SIP is a contribution method, not a guaranteed-return product. Market-linked investments can lose value and actual returns vary.

How to use it

Enter monthly contribution
assumed annual return
investment period
compare contributions and estimated value.

Calculate now

Formula and calculation method

The calculator applies a periodic return derived from the annual assumption to recurring contributions. It assumes a steady rate only for illustration.

Worked example

₹2,000 each month for 10 years means total contributions of ₹2,40,000 before any gains or losses. A selected return assumption changes only the hypothetical estimate.

Important information

Returns are not guaranteed. Fees, taxes, market movements and contribution timing affect actual outcomes. This is not investment advice.

Frequently asked questions

How accurate is this calculator?

It provides an estimate based on the values and assumptions entered. Verify important decisions with the relevant provider or a qualified professional.

Does this replace professional advice?

No. It is an informational tool and does not replace tax, legal, accounting, lending, investment or medical advice.

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Results are estimates based on entered values and assumptions. They are not professional advice. Verify important decisions with the relevant provider or a qualified professional.