FREE ONLINE CALCULATORS · BUSINESS TOOLS

Free Online Calculators for Everyday Use

Calculate GST, loan EMI, FD interest, SIP returns, salary, income tax estimates, discounts, fuel costs and more. Simple tools for India—free to use, with no sign-up.

GST · EMI · FD · SIP · Salary · Tax · Discount · Profit & Loss
Friendly Calculator TOOLKIT

Get a useful result in minutes

₹ GSTGST calculator
₹ EMILoan EMI calculator
₹ FDFixed Deposit calculator
−%Discount calculator

Calculations run in your browser. No financial or tax advice is provided.

HOW IT WORKS

Choose a tool. Enter your values. Get a clear estimate.

All 16 calculators are available on this page. Use the quick index to jump directly to the calculator you need.

01 · SELECT

Choose a calculator

Use the calculator index to jump to GST, EMI, FD, salary, tax, savings and other tools.

02 · ENTER

Enter your details

Fill in the required values. Calculations run in your browser for quick results.

03 · REVIEW

Review your estimate

Check the result and verify important financial or tax decisions with a qualified professional.

FREE ONLINE TOOLS

16 practical calculators, organised in one place.

No sign-up. Enter your numbers and calculate instantly. These tools are designed for everyday personal and small-business use.

Tip: Search by the task you want to do. Select a category to narrow the list. You can also use the quick links below.

Showing all 16 calculators.

Jump to a calculator
01 · GST

GST Calculator

Calculate GST amount and total price, or extract GST from an inclusive price.

Result will appear here.
02 · EMI

Loan EMI Calculator

Estimate monthly instalment, total repayment and total interest.

Result will appear here.
04 · SHOPPING

Discount Calculator

Calculate the discount amount and final payable price.

Result will appear here.
03 · SAVINGS

Fixed Deposit (FD) Calculator

Estimate FD maturity value and interest using compound interest.

Result will appear here.

Indicative estimate only. Actual bank payout, tax and premature-withdrawal rules may differ.

05 · RETIREMENT

PF / EPF Calculator

Estimate your future EPF balance from monthly contributions and an assumed annual interest rate.

Result will appear here.

Enter the total monthly amount actually credited to EPF. This estimate does not calculate EPS pension diversion, salary caps, withdrawals or changing EPFO rates.

06 · BANKING

Bank Savings Account Interest Calculator

Estimate savings interest using your average daily balance, annual interest rate and number of days.

Result will appear here.

Illustrative daily-balance estimate using a 365-day year. Actual bank credit frequency, tax and balance rules may differ.

07 · PAYROLL

Salary Calculator

Calculate estimated hourly, daily, weekly and half-yearly salary from your monthly salary and working schedule.

Enter all three values to see your salary breakdown.

Weekly salary is estimated as monthly salary × 12 ÷ 52. Half-yearly salary is monthly salary × 6. Hourly and daily rates use your stated working schedule.

08 · INVESTMENTS

SIP Calculator

Estimate the future value of a monthly Systematic Investment Plan (SIP), total amount invested and potential returns.

Enter all three values to estimate your SIP value.

Illustrative estimate assuming a fixed monthly investment at month-end and a constant monthly-compounded return. Actual mutual fund returns are market-linked, not guaranteed; taxes, fees and exit load are not included.

09 · INFLATION

Inflation Calculator

Estimate how much today's money may be worth in the future, or the future amount needed to match today's purchasing power.

Enter all three values to see the inflation estimate.

Estimate uses compound annual inflation: future cost = current amount × (1 + inflation rate)years. Actual inflation varies over time and by product or service; this is not a forecast.

10 · HEALTH

BMI Calculator

Calculate Body Mass Index (BMI). Adult BMI categories are shown only for adults aged 18 and above.

Enter your age, height and weight to calculate BMI.

Adult reference categories: Underweight (below 18.5), Healthy (18.5–24.9), Overweight (25.0–29.9), Obesity (30.0 or above). BMI is a screening measure, not a diagnosis. For people under 18, BMI is interpreted using age- and sex-specific growth percentiles; this adult calculator does not provide that assessment.

11 · TRAVEL

Fuel Cost Calculator

Estimate the fuel required and total fuel expense for your journey.

Enter distance, mileage and fuel price to estimate your journey cost.

Estimate = distance ÷ mileage × fuel price. Actual fuel use and cost may vary with traffic, road conditions, driving style, vehicle load and fuel-price changes. Enter the total journey distance, including return travel if applicable.

12 · FINANCE

Basic Income Tax Calculator (India)

Estimate annual income tax for an individual under the old or new tax regime for Tax Year 2026–27.

Enter your annual income to estimate tax.

Indicative Tax Year 2026–27 estimate. Select age category and residential status for the applicable old-regime basic exemption slab; Section 87A rebate is applied only where eligible. Includes salary/pension standard deduction, applicable rebate and surcharge with marginal relief, plus 4% health & education cess. Assumes income taxed at normal slab rates; special-rate income (including certain capital gains), every exemption/deduction, tax credits, and individual-specific adjustments are not covered. Verify with the Income Tax Department or a qualified tax professional before filing.

16 · BUSINESS

Profit & Loss Calculator

Enter your cost price and selling price to calculate business profit or loss and its percentage on cost.

Enter cost price and selling price.

Profit / Loss = Selling Price − Cost Price. Profit or loss percentage = absolute difference ÷ Cost Price × 100. This basic calculation excludes taxes, fees, freight, discounts, overheads and other business expenses unless included in the cost price.

15 · SALARY & TAX

TDS Calculator on Salary

Estimate annual salary TDS under the new or old tax regime and the monthly deduction needed for the remaining months.

Enter annual salary to estimate TDS.

Indicative Tax Year 2026–27 estimate for an individual below age 60. Select residential status to apply Section 87A rebate only where eligible. Includes salary standard deduction, applicable rebate and surcharge with marginal relief, plus 4% cess. Monthly balance = (estimated annual tax − TDS already deducted) ÷ months remaining. Actual employer TDS may differ due to declarations, perquisite valuation, other income, previous-employer salary, exemptions, tax credits and payroll rounding. Confirm with your payroll team or a tax professional.

13 · DATE & TIME

Age Calculator

Calculate your age in years, months and days using your date of birth and a reference date.

Select your date of birth to calculate age.

The reference date is filled with today’s date automatically. You can change it to calculate age on another date.

14 · UTILITIES

Electricity Bill Calculator

Estimate your electricity bill from units consumed and your per-unit rate.

Enter units and your tariff rate to estimate the bill.

Estimate = units × rate + fixed charges + other charges. Actual bills may include slab-wise tariffs, meter rent, fuel adjustments, electricity duty, subsidies and state/DISCOM-specific items. Enter these under Other charges where applicable; check your latest tariff and bill.

Important: Results are estimates for convenience. GST treatment, loan terms and business accounting depend on your actual circumstances; verify before making financial, tax or legal decisions.

BUSINESS & PARTNERSHIPS

More than calculators: tools for people and businesses

Explore advertising, integrations, licensing and digital products. Basic calculators remain free. Commercial services are offered by enquiry and subject to review.

AUDIENCE

Advertising & sponsorship

Display advertising, direct brand campaigns, sponsored placements and sponsored educational content. Advertising appears only when publisher and campaign approvals are in place.

Enquire about advertising →
PARTNERSHIPS

Affiliate partnerships

Relevant financial, business and software referrals through approved partner programmes, with clear affiliate disclosures. No partner links are active until approved.

Propose a partnership →
SAAS

Premium subscriptions

Planned Pro features: saved calculations, calculation history, advanced reports, PDF export and an ad-light or ad-free experience.

Join early-access interest list →
DEVELOPERS

Calculator API

Approved businesses can integrate selected calculations using authenticated API keys, usage limits and documented endpoints. Access is reviewed manually.

Read API documentation →
B2B LICENSING

White-label & enterprise

Branded calculator suites, private deployments, enterprise licensing and multi-user business access, scoped and quoted for each organisation.

Request a business quote →
INTEGRATION

Embeddable calculator widgets

Compact calculator widgets for publisher, SaaS and business websites, with branding and integration options subject to a written agreement.

Request widget details →
CUSTOM WORK

Custom calculator development

Custom business, payroll, pricing, quotation, tax-estimation and workflow calculators built to an agreed specification.

Discuss a custom tool →
DIGITAL PRODUCTS

Reports, guides & templates

Planned paid downloadable reports, practical guides, Excel and Google Sheets templates, and business calculation packs.

Register product interest →
BUSINESS SERVICES

Business tools & consulting

Business workflow setup, calculator selection, implementation support and training for teams. Any professional advice is separately scoped and qualified.

Discuss business support →
MARKETPLACE

Featured listings & sponsorships

Clearly labelled paid placements for relevant business tools and services. Listings are subject to quality, relevance and disclosure checks.

Request a listing →
CONSENT-BASED

Qualified enquiry referrals

Optional introductions to relevant providers only when a visitor explicitly requests contact. Personal data is not sold as a list or shared without consent.

Discuss referral partnership →
FUTURE CHANNEL

Mobile app & learning content

Potential mobile app subscriptions, calculator learning modules and educational courses, developed only after validating user demand.

Share your interest →
INDICATIVE PLANS

Simple starting packages

These are proposed prices for planning and enquiries, not an active checkout or paid subscription. Final features, taxes and terms will be confirmed before launch.

FREE

Free

₹0 / always
  • Public browser-based calculators
  • Basic calculation results
  • No account required for basic use
Use free calculators
BUSINESS · PROPOSED

Business

₹999 / month · proposed
  • Planned business calculator suite
  • Planned team access and reporting
  • Priority implementation enquiry
Register business interest
ENTERPRISE

API & White-label

Custom / quote
  • API access after technical review
  • Widget and white-label options
  • Usage limits and written commercial terms
Explore API access
Transparency: AdSense approval, affiliate approvals, subscription checkout, paid downloads and automated billing are not confirmed as active. No payment is collected on this page. We will publish clear terms and disclosures before any paid feature goes live.
GROWTH & REVENUE

How the calculator platform can grow

Additional monetisation channels will be activated only after quality, traffic, partner approval and compliance checks. No income or ranking is guaranteed.

AD NETWORKS

AdSense and premium networks

Apply to AdSense when publisher requirements are met. Consider other networks only after checking their current traffic and content eligibility.

CONTEXTUAL

Relevant affiliate resources

Clearly disclosed partner information may appear next to relevant calculator results. No guaranteed loan approval, investment return or product endorsement.

OPT-IN ONLY

Partner lead introductions

Visitors can explicitly request contact from an authorised provider. No sale of contact lists or sharing of enquiry details without clear consent.

SEO

Hindi + English growth

Build useful bilingual calculator pages, worked examples and FAQs based on real search intent rather than duplicate keyword pages.

EXIT OPTION

Digital asset sale

A mature site may become a saleable digital asset if traffic, earnings, ownership and compliance records are independently verifiable.

EMAIL AUDIENCE

Opt-in newsletter

Offer useful optional planners and calculator guides. Marketing emails require separate consent and a clear unsubscribe option.

HYBRID MODEL

Free + ads + affiliate + premium

Use free tools to attract visitors, restrained approved ads and disclosed relevant partner links; validate premium features before launching paid plans.

PRODUCT ROADMAP

Finance, salary, tax and business tools

Prioritise validated additions such as CAGR, PPF, retirement, rent-vs-buy, HRA, gratuity, break-even and profit margin calculators.

Financial-product referrals are for eligible adults only and must use appropriately authorised partners. Health links will not promote supplements or unverified health claims. Network RPMs, commissions, valuation multiples and search timelines vary and are not promised.

View the complete monetisation roadmap →

HYBRID BUSINESS MODEL

Free tools, useful content and optional upgrades

Our growth roadmap combines quality calculators, non-intrusive approved ads, clearly disclosed partnerships and optional business features.

EMAIL — PLANNED

Newsletter and free planner

Optional email resources and newsletters with clear consent and unsubscribe controls. Email capture is not currently active.

INDIA FOCUS

Finance, salary, tax and business

Future tool opportunities include CAGR, PPF, retirement, HRA, break-even, rental yield and gratuity. These are planned topics, not live calculators yet.

MEASUREMENT

Improve what works

Measure useful visits, engagement, partner clicks and customer interest before expanding paid products or advertising.

The sequence is quality and SEO first, then eligible advertising and disclosed affiliate tests, followed by consent-based email and validated premium/B2B products. Revenue is not guaranteed.

See the complete business and growth plan →

PRODUCTS & PARTNERSHIPS

More ways the platform may create value

Future options include advanced reports, business tools, expert introductions and sponsored calculator experiences—only after they are properly built and approved.

FREEMIUM

Advanced features and reports

Planned PDF/Excel exports, calculation history, scenario comparisons and downloadable reports. These paid features are not active yet.

B2B

White-label, API and widgets

Potential branded embeds, usage-based API plans and custom calculator development for organisations.

SPONSORSHIP

Sponsored tools and articles

Relevant sponsored placements will be clearly labelled and kept separate from independent calculator results.

SERVICES

Professional introductions

Optional introductions to qualified professionals may be offered with clear consent and appropriate eligibility checks.

MEMBERSHIP

Member resources

Exclusive tools, webinars and learning resources are future ideas; no membership or recurring billing is currently active.

Ads will not interrupt calculator inputs or results. Financial-product referrals are restricted to eligible adults and authorised partners. Paid backlinks and misleading sponsored placements are not offered.

Explore all business models and proposed pricing →

STACKED MONETISATION

One useful calculator, multiple revenue paths

Build user trust with a fast free result, then add relevant optional services without interrupting the calculation.

FREE + ADS

Useful tools and restrained ads

Approved advertising can support free access. Keep ads away from input-to-result flow and protect site speed.

AFFILIATE + LEADS

Relevant next steps

Disclosed partner links and consent-based introductions may follow a result where appropriate and legally permitted.

PREMIUM + API

Advanced and developer tools

Saved scenarios, reports, bulk calculations and API access are potential paid products, not currently active services.

B2B + SEO

Licensing and specific search needs

White-label tools, sponsorships and original long-tail calculator pages can support future growth.

No revenue examples or third-party earnings claims are treated as forecasts. Proposed international prices are not active offers. User experience, accurate results and transparent disclosures take priority.

Read the stacked monetisation strategy →

ADDITIONAL REVENUE OPTIONS

More ways to grow the calculator platform

Potential ad partners, affiliate programmes, quote requests and co-branded tools can be evaluated as the audience and product mature.

AD NETWORKS

Display and native advertising

Evaluate eligible networks such as AdSense, Media.net, PropellerAds or Raptive. Native placements must be clearly labelled and non-intrusive.

AFFILIATE

Relevant software and services

Research suitable finance, accounting, CRM, hosting and e-commerce partner programmes. No affiliation or approval is implied.

B2B

Co-branded calculator partnerships

Potential sponsored or powered-by tools with transparent branding and independent calculation logic.

QUOTE REQUESTS

Optional professional enquiries

Any provider introduction requires clear information and explicit consent before sharing details.

Traffic levels do not guarantee income. Partner availability and approval vary. No new ad network or affiliate programme is active merely because it appears in this roadmap.

Explore additional monetisation options →

HELP & FAQ

Quick answers

Short answers to common questions about the free online calculators.

Are the Friendly Calculator calculators free?

Yes. The calculators on this page are free to use and do not require an account.

Are my calculator values uploaded?

The main browser calculators process the values you enter on your device. Contact and API enquiry forms send only the information you submit.

Can I use these results for tax or financial decisions?

Use results as estimates only. Tax rules, bank terms and individual circumstances can change the final amount. Verify important decisions with the relevant authority or a qualified professional.

How can a business integrate a calculator?

Review the API documentation and submit an access enquiry. API access is limited and subject to approval.

CONTACT Friendly Calculator

Contact, partnerships and business enquiries

Send a message about support, advertising, partnerships or API access. Your enquiry is submitted securely and saved so our team can review and respond.

Contact Form

Your enquiry is securely submitted to Friendly Calculator. Do not include passwords, OTPs or confidential credentials.

B2B · API ACCESS

Integrate Friendly Calculator tools into your business

Integrate selected calculators through our HTTPS JSON API. The API gateway is active for approved integrations; access keys are issued manually after review.

Read API documentation →

Security: Do not send an existing API key, password, OTP or secret through this form. API keys are issued by an administrator and must be stored server-side. Never expose them in browser code, public repositories or this enquiry form.