Free online calculator · India

Fixed Deposit Calculator

Estimate fixed deposit maturity value and interest from deposit amount, annual rate, tenure and compounding frequency.

What this calculator does

Estimate maturity using a compound-interest model. Banks may use product-specific day-count rules, payout options, senior-citizen rates, TDS and premature-withdrawal conditions.

How to use it

Enter deposit
annual rate
tenure
compounding frequency
review maturity and interest.

Calculate now

Formula and calculation method

A = P × (1 + r/n)^(n×t), where P is principal, r annual rate as decimal, n compounding periods yearly and t years. Interest = A − P.

Worked example

A ₹1,00,000 deposit at 7% compounded quarterly for one year is estimated using n = 4 and t = 1. Bank terms can change the actual amount.

Important information

This is not a bank quote or guaranteed return. Verify the bank's official deposit terms and applicable tax rules.

Frequently asked questions

How accurate is this calculator?

It provides an estimate based on the values and assumptions entered. Verify important decisions with the relevant provider or a qualified professional.

Does this replace professional advice?

No. It is an informational tool and does not replace tax, legal, accounting, lending, investment or medical advice.

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Results are estimates based on entered values and assumptions. They are not professional advice. Verify important decisions with the relevant provider or a qualified professional.